To learn how to download and access these documents,
see the Adobe Acrobat Reader Installation Instructions.
Whichever type of account you wish to open, you can follow this three-step process:
- Download and read the Sound Mind Investing Funds Prospectus.
- Download and print the appropriate account registration form for the type of account you wish to open. For retirement and Education Savings accounts, there are also additional documents to download and read as described below.
- Complete the registration form, and mail it along with a check for your initial investment to:
Sound Mind Investing Funds
c/o Unified Fund Services, Inc.
P.O. Box 6110
Indianapolis, Indiana 46206-6110
If you wish to overnight your account registration and check, send them to:
Sound Mind Investing Funds
c/o Unified Fund Services, Inc.
2960 North Meridian Street
Suite 300
Indianapolis, Indiana 46208-4715
IMPORTANT: Each of the various account types offered by the Sound Mind Investing Funds involve different potential tax consequences. Please consult with an attorney or tax advisor if you have questions regarding the tax implications of any investment program.
Trouble downloading? Send an email request for printed copies of the documents.
Step 1: Download and read the Sound Mind Investing Funds Prospectus.
Sound Mind Investing Funds Prospectus
Statement of Additional Information (SAI)
Step 2: Download and print out the appropriate account registration form for the type of account you wish to open.
Standard Account
Individuals, businesses, trusts, and non-profit institutions may open standard investment accounts. A standard Sound Mind Investing Funds investment account requires an initial minimum investment of $5,000. However, this minimum investment is reduced to just $1,000 if you sign up for an Automatic Investment Plan and arrange for a minimum of $100 to be transferred on a monthly basis to your Sound Mind Investing Funds account.
| Relevant Documents | Forms |
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Prospectus - SMIFX
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Account Application
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| Prospectus - SMIVX
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Trust Certification Form
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Traditional IRA
Please read the IRA Disclosure Statement (attached to the application) before opening an IRA. For tax years 2009 and 2010, you may contribute up to $5,000 each year into a Sound Mind Investing Funds Traditional IRA ($6,000 if you are over 50 years of age). Individuals not covered by a retirement plan at work, and people covered by a retirement plan who meet certain IRS income guidelines may be able to deduct their contributions from their taxable income each year. When you retire, distributions from your IRA are generally taxed as ordinary income. More information is included in the IRA Disclosure Statement. Please call 1-877-SMI-FUND or consult a tax professional if you have any questions regarding IRA accounts.
| Relevant Documents | Forms |
| Prospectus - SMIFX
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IRA Account Application
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| Prospectus - SMIVX
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IRA Distributions
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Financial Disclosure
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IRA Change of Beneficiary Form
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Roth IRA
Please read the IRA Disclosure Statement (attached to the application) before opening an IRA. For tax years 2009 and 2010, you may contribute up to $5,000 each year into a Sound Mind Investing Funds' Roth IRA ($6,000 if you are over 50 years of age). Roth IRAs differ from traditional IRAs. With a Roth IRA you cannot deduct your current-year contributions from your taxable income; however, upon retirement, distributions from your Roth IRA are generally not taxed. More information is included in the IRA Disclosure Statement. Please call 1-877-SMI-FUND or consult a tax professional if you have any questions regarding IRA accounts.
| Relevant Documents | Forms |
| Prospectus - SMIFX
|
Roth IRA Account Application
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| Prospectus - SMIVX
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IRA Distributions
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Financial Disclosure
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IRA Change of Beneficiary Form
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Custodial Account
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SEP-IRA Account
A Simplified Employee Pension (SEP) plan allows self-employed people and small business owners to establish SEP-IRAs for the business owner and any eligible employees. SEP-IRAs have specific eligibility rules and contribution limits (as described on IRS Form 5305-SEP); otherwise SEP-IRAs follow the same rules as Traditional IRAs. If your employer already has a SEP-IRA plan established and you want to open a Sound Mind Investing Fund SEP-IRA account to receive your contributions, read the IRA Disclosure Statement (attached to the application) and fill out an IRA Account Appplication (Form 5305 not required). However, if you are establishing a new SEP-IRA plan, you need to also complete IRS Form 5305-SEP. Please call 1-877-SMI-FUND or consult a tax professional if you have any questions regarding SEP-IRA accounts.
| Relevant Documents | Forms |
| Prospectus - SMIFX
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SEP-IRA Application
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| Prospectus - SMIVX
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IRS Form 5305-SEP
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Financial Disclosure
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IRA Distributions
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Custodial Account
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IRA Change of Beneficiary Form
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Health Savings Account
A Health Savings Account is a savings/investment account that is paired with a high deductible health insurance policy to meet medical expenses. Money can be taken out of a health savings account tax-free providing it is used to pay for qualified medical expenses. Please read the Health Savings Account Disclosure Statement (attached to the HSA Application) for more details. Please call 1-877-SMI-FUND or consult a tax professional if you have any questions regarding Health Savings Accounts.
| Relevant Documents | Forms |
| Prospectus - SMIFX
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HSA Application
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| Prospectus - SMIVX
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HSA Change of Beneficiary Form
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| Custodial Account
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HSA Distribution Request Form
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| HSA Direct Rollover-Transfer Request Form
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SIMPLE-IRA Account
A SIMPLE-IRA is a tax-deferred retirement plan provided by some small businesses, in which both the employee and the employer make contributions. Please read the SIMPLE-IRA Disclosure Statement (attached to the application) for more details. Please call 1-877-SMI-FUND or consult a tax professional if you have any questions regarding SIMPLE-IRA accounts.
| Relevant Documents | Forms |
| Prospectus - SMIFX
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SIMPLE-IRA Account Application
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| Prospectus - SMIVX
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SIMPLE-IRA Transfer Form
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Financial Disclosure
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IRA Change of Beneficiary Form
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Custodial Account
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IRA Transfer / Rollover
If you have an existing IRA that you would like to transfer to one of the Sound Mind Investing Funds, or if you have a 401(k) account with a past employer that you would like to rollover into a Sound Mind Investing Funds IRA, please review the Sound Mind Investing Funds IRA Disclosure Statement, complete the IRA Account Application AND complete the appropriate IRA Transfer or Rollover form. If you have questions regarding IRA transfers or 401(k) rollovers, please call 1-877-SMI-FUND or consult a tax professional.
| Relevant Documents | Forms |
| Prospectus - SMIFX
|
IRA Account Application
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| Prospectus - SMIVX
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IRA Transfer Form (IRA to IRA)
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IRA Disclosure Statement
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IRA Rollover Form (401(k) to IRA)
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UGMA / UTMA Account
Uniform Gift to Minor (UGMA) and Uniform Transfer to Minor (UTMA) accounts provide you with tax advantages as you put aside savings for your children or other minors. To open an UGMA or UTMA account, simply use the regular Sound Mind Investing Funds Account Application and fill in the appropriate information under the "Gifts To Minors" section. Call 1-877-SMI-FUND or consult a tax professional if you have questions regarding UGMA / UTMA accounts.
| Relevant Documents | Forms |
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Prospectus - SMIFX
|
Account Application
|
| Prospectus - SMIVX
|
Coverdell Education Savings Account
Education Savings Accounts are designed to be a tax advantaged vehicle to save for a child's educational expenses. You may open an Education Savings Account by completing the Education Savings Account Application; you may also transfer an existing Education Savings Account to a Sound Mind Investing Funds Education Savings Account by completing both the Application and the Education Savings Account Transfer Request Form. Please read the Education Savings Account Disclosure Statement (attached to the application) for additional information and before opening an Education Savings Account. Call 1-877-SMI-FUND or consult a tax professional if you have additional questions.
403(b) Account
Many non-profit organizations have 403(b) retirement accounts for their employees. A Sound Mind Investing Funds 403(b) account may be added to an existing 403(b) plan, with the employer's permission. An existing 403(b) account from a former employer may be transferred to one of the Sound Mind Investing Funds 403(b) accounts. Please read the Sound Mind Investing Funds 403(b)(7) Custodial Account Agreement document. In addition, you and your employer will need to complete the 403(b) (7) Custodian Account Application. To transfer an existing 403(b) account to one of the Sound Mind Investing Funds from a former employer, complete the Application and the 403(b)(7) Transfer Request Form. If you or your employer have questions regarding 403(b) accounts, please consult a tax professional or call 1-877-SMI-FUND for more information.
| Relevant Documents | Forms |
| Prospectus - SMIFX |
403(b)(7) Account Application |
| Prospectus - SMIVX
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403(b)(7) Change of Beneficiary |
| 403(b)(7) Custodial Agreement
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403(b)(7) Distribution Request Form |
Automatic Investment Plan
This form establishes a systematic investment or withdrawal plan, allowing you to move money between your bank account and mutual fund account on a regular and automated basis. Note that this form requires a signature guarantee, which is easily obtainable at most commercial (FDIC) banks.
| Relevant Documents | Forms |
| Prospectus - SMIFX
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Systematic Purchase Form
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| Prospectus - SMIVX
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Other Forms & Account Types
| Relevant Documents | Forms |
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Gift Transfer Form
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Transfer on Death Form (Beneficiary Designation)
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Patriot Act Supplement
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If this list does not contain the form or account type in which you are interested, please call 1-877-SMI-FUND and let us know what you are looking for.
Step 3. Complete the registration form, and mail it along with a check for your initial investment to:
Sound Mind Investing Funds
c/o Unified Fund Services, Inc.
P.O. Box 6110
Indianapolis, Indiana 46206-6110
If you wish to overnight your account registration and check, send them to:
Sound Mind Investing Funds
c/o Unified Fund Services, Inc.
2960 North Meridian Street
Suite 300
Indianapolis, Indiana 46208-4715
To learn how to download and access these documents,
see the Adobe Acrobat Reader Installation Instructions.
